Systematic Gold

Set up Autopay once, then let it grow automatically every month — with guaranteed interest and exclusive redemption discounts at RKM Jewellers.

Select Your Plan How It Works

Simple 4-Step Process

Select Duration

Choose a 6, 10 or 12-month savings period that fits your lifestyle.

Authorize Autopay

Set up a secure UPI or card autopay mandate once — your monthly instalment is then collected automatically, no manual payment needed.

Earn Returns

Your principal earns fixed monthly interest, growing your value every single day.

Shop Jewellery

At maturity, redeem your total plus a special RKM discount on making charges at any branch.

Automatic monthly payments via Autopay

When you enrol, you authorize a secure recurring mandate (UPI Autopay or card) once — Razorpay then collects your monthly instalment automatically. If a payment ever fails, you can always settle it in cash at any RKM Jewellers store.

Available Investment Tiers

Choose the monthly commitment that fits your lifestyle

Transparency & Growth

Our system is designed to reward consistent savers. By enrolling, you are not just saving — you are ensuring that your gold purchase tomorrow is more affordable than today.

Monthly Earnings

Unlike standard jewellery advance schemes, we calculate your benefit monthly, ensuring your money never sits idle.

Automatic Autopay

Authorize your mandate once via UPI or card — your monthly instalment is then collected automatically, no need to remember or revisit.

Cash Fallback, Always

If a bank ever cancels or pauses your mandate, we notify you immediately — just visit any RKM Jewellers store to pay that month in cash and keep your plan on track.

Redemption Policy

This plan is a jewellery purchase advance scheme. In accordance with Indian regulatory guidelines, cash refunds or cash withdrawals from this plan are strictly prohibited.

The total accumulated value (Principal + Interest) MUST be redeemed against the purchase of jewellery at the end of the tenure.

In case of plan cancellation before maturity, the principal amount will be available for purchase credit, but the interest benefit will be forfeited.

Secured by RKM Jewellers & Razorpay