Secure your future by building wealth month by month. Accumulate value with guaranteed interest and redeem it for exquisite RKM jewellery with exclusive maturity discounts.
Choose a 6, 10 or 12-month period as per your convenience.
Pay securely with bank EMI at checkout. You repay the bank monthly while RKM receives the full settlement upfront.
Your principal earns fixed monthly interest, growing your value every single day.
At maturity, redeem your total plus a special RKM discount on making charges.
Choose the monthly commitment that fits your lifestyle
Our system is designed to reward consistent savers. By choosing a plan, you are not just saving; you are ensuring that your gold purchase tomorrow is more affordable than today.
Unlike standard jewellery advance schemes, we calculate your benefit monthly, ensuring your money never sits idle.
With Razorpay Autopay, you never miss an installment, protecting your maturity bonus and interest benefits.
At the end of the term, visit any RKM Jewellers store. Your total accumulated value plus interest will be adjusted against your purchase.
This plan is a jewellery purchase advance scheme. In accordance with Indian regulatory guidelines, cash refunds or cash withdrawals from this plan are strictly prohibited.
The total accumulated value (Principal + Interest) MUST be redeemed against the purchase of jewellery at the end of the tenure.
In case of plan cancellation before maturity, the principal amount will be available for purchase credit, but the interest benefit will be forfeited.